Risk Analyst

Roles and Responsibilities:-

• You will work with data to understand patterns and anti-patterns to determine risk activity ranging from fraud, AML, identity theft, KYC and non-compliant activity per RBI, company policies.
• You are responsible for defining, developing and communicating key metrics that need to be monitored, to infer risky activity with respect to businesses, category, products, merchants etc.
• You model data and quantitatively analyze that translates data into actionable insights and can contribute to decision making with your stakeholders, keeping PhonePe principles and customer interest as sacrosanct.
• Analyze data to recommend anti-fraud processes for changing transaction patterns and trends.
• Provide support to cross functional teams in their ad-hoc risk analytics requests.
• Work closely with Engineering, Product, Operations & Business teams to develop fraud risk solutions.

Skills and Qualifications:-

• Bachelor’s in engineering  or Master's degree in Management, Maths, Statistics or related quantitative discipline.
• You must have 1-2 years of experience in data analytics / risk analytics / business analytics.
• Proficient in SQL. Should be able to write queries to manipulate and consolidate data from multiple data sources.
• Excellent Excel skills.
• Strong quantitative abilities, distinctive problem-solving and excellent analytical skills.
• Strong organisational, communication, presentation and project management skills.
• Good working knowledge of programming languages like SAS, Python, R.
• Theoretical and practical knowledge of statistical techniques such as regression, segmentation, forecasting.
• Working experience with BI tools (QlikView/Tableau/PowerBI/ QlikSense etc) will be an added advantage.