Senior Anti-Money Laundering Consultant

Money Laundering Reporting Officer (MLRO)
Salary: £100,000- £140,000
Location: Manchester
Duration: Flexible (Part-Time or Full-Time)
Our client is a highly respected specialist secured lender based in South Manchester, known for its common sense approach to lending and unwavering commitment to exceptional service. For over four decades, they’ve built a reputation for being straightforward, dependable and relationship-driven — doubling their loan book in recent years while maintaining responsible growth.
With a close-knit team of professionals, they combine deep sector expertise with a practical, can-do mindset. Integrity, clarity and attention to detail are not just values — they’re how the business operates every day.
They are now seeking an experienced Money Laundering Reporting Officer (MLRO) to play a pivotal leadership role in shaping, strengthening and overseeing the group’s financial crime framework.
This is a high-impact position at a critical stage of the company’s growth. You will:
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Lead the development, oversight and continual improvement of the group’s financial crime framework
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Act as senior contact with the FCA, supporting the Annex 1 authorisation process
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Demonstrate credible, confident engagement with regulators
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Evidence a mature and proportionate control environment
Following the Annex 1 authorisation project, ongoing BAU activity will be proportionate to the scale and nature of the business.
We are open to:
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A part-time MLRO offering focused, high-quality oversight
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A full-time MLRO with a broader remit across risk and governance
Key Responsibilities
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Fulfil all statutory MLRO responsibilities under UK legislation
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Own financial crime policies, procedures and controls
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Act as the firm’s nominated officer for SARs and NCA engagement
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Oversee due diligence, risk assessments, transaction monitoring and sanctions compliance
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Maintain the Enterprise-Wide Risk Assessment (EWRA)
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Deliver senior-level reporting including the Annual MLRO Report and Board updates
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Oversee screening, fraud monitoring and customer risk systems
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Ensure effective oversight of any outsourced financial crime activities
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Manage enhanced due diligence and higher-risk cases
What We’re Looking For
Essential:
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Extensive AML experience within financial services
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Strong financial crime risk identification and mitigation expertise
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Technical understanding of lending-related risks
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Advanced analytical and reporting capability
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Deep understanding of screening and monitoring systems
Desirable:
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CAMS or ICA qualifications
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Experience operating in partially outsourced frameworks
The Kind of Leader We Need
This is more than a compliance role. We are looking for someone who can confidently answer:
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How would you demonstrate to the FCA that outsourced controls remain firmly under your oversight?
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How do you balance robust compliance with an entrepreneurial lending model?
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Where have you added value beyond the traditional MLRO remit?
We want a commercially aware, strategically minded MLRO who understands that strong governance and business growth are not opposites — they are partners.
Why Join?
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A respected, stable lender with four decades of responsible growth
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Genuine board-level influence
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Flexible structure to suit experienced professionals
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Opportunity to shape and mature a financial crime framework
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A values-driven culture where integrity and relationships matter
If you are a credible, pragmatic and confident MLRO looking to make a meaningful impact within a growing specialist lender, we would love to hear from you.