About Company:
Our client is a leading outsourcing partner specializing in mortgage, banking, and insurance operations. With a strong presence in the U.S., India, and the Philippines, they leverage technology and skilled talent to drive efficiency and transformation.
An Ideal Candidate:
The ideal candidate should possess strong analytical skills to assess mortgage loan applications and ensure compliance with lending regulations. They must be detail-oriented with a deep understanding of creditworthiness and underwriting standards. Effective collaboration and communication abilities are essential for working with cross-functional teams and stakeholders. A commitment to quality assurance and process improvement is key to succeeding in this role.
Key Competencies:
1. Ability to evaluate complex mortgage loan applications and make sound decisions based on multiple financial factors.
2. Ensures accuracy, completeness, and compliance in documentation and underwriting processes.
3. Deep understanding of federal, state, and company lending guidelines and the ability to apply them effectively.
4. Skilled in identifying potential fraud, red flags, and risk factors to protect the organization.
5. Proficient in assessing credit history, income, assets, and collateral (4Cs) for borrower evaluation.
6. Works closely with processors, advisors, and management to optimize processes and resolve issues.
7. Continuously looks for opportunities to improve workflow, tools, and overall efficiency.
8. Comfortable using underwriting platforms like Encompass and other related tools.
9. Able to explain underwriting decisions clearly and professionally to both internal and external stakeholders.
10. Prioritize tasks efficiently to ensure timely completion of underwriting reviews while meeting high standards.
Ref: JN-042025-768950
Sign up now to apply for your favourite jobs!Apply for job
