Head of FinCrime Ops

Head of FinCrime Operations

Financial Crime teams are at the forefront of Revolut’s efforts to keep customers and their money safe. Working within Revolut’s first line of defence, each team builds products and processes to ensure effective risk management and compliance with regulatory obligations while maintaining a close focus on customer experience and outcomes. This role will lead and deliver solutions for financial crime and fraud issues relevant to Revolut Bank UK.

We aim to prevent financial crime more effectively than traditional financial institutions and use small and nimble teams powered by smart data to do this. We're looking for a Head of Financial Crime & Fraud Risk who has solid financial crime and fraud experience.

You'll oversee the Bank’s first-line FinCrime & Fraud teams in building safe, effective controls, advise on financial crime decision-making, assess and validate risks, and assist our business control function with testing. Reporting directly to the UK Bank CIO, this plays a key role in building out the UK Bank’s FinCrime agenda.

Up to shape the future of finance? Let’s get in touch.

What you'll be doing

• Leading the FinCrime and Fraud 1LoD teams in the UK Bank
• Collaborating with a service provider to oversee CDD/KYC, customer screening, and transaction monitoring
• Monitoring sanctions, fraud, and regulatory reporting processes for Retail and Business customers
• Conducting intelligence-led financial crime investigations and exposure assessments
• Supporting product teams in designing practical financial crime controls
• Translating regulatory requirements into actionable product solutions
• Identifying potential gaps in existing financial crime processes, systems and controls, and driving enhancements
• Staying up to date on regulations, industry guidance, and innovation in financial crime risk
• Ensuring clarity, transparency, and insight in both BAU and growth/expansion related discussions with regulators, law enforcement, and banking partners
• Collaborating, coordinating, and partnering with Product, Compliance, and Audit teams, as well as local legal entities
• Collaborating and engaging with regulators to address and clarify financial crime topics

What you'll need

• 5+ years of experience in financial crime and fraud operations for both retail and business customers
• 9+ years of experience working in major financial institutions
• A proven track record in leading and managing teams
• A background in managing third-party outsourcing relationships
• Solid knowledge of the financial crime & fraud legal and regulatory requirements for UK and associated territories
• A track record of conducting risk assessments and designing and testing mitigating controls
• An excellent understanding of traditional and emerging financial products and their associated risks
• Good knowledge of industry-wide financial crime practices and trends
• Exceptional analytical, critical thinking, and decision-making abilities

Nice to have

• Experience as a material risk taker
• To be FCA certified