Deputy Unit Manager - Operations and Service

Location Name:
Pune Corporate Office - Mantri
Job Purpose
Responsible for monitoring, analyzing and reporting of Transaction alerts generated for credit operations. The role is a critical element of organization’s defense against money laundering, terrorist financing and fraud.
Duties And Responsibilities
-
 Conducting detailed and thorough investigation of cases/alerts in accordance with internal policies, process and external regulations (e.g. RBI KYC Policies, PMLA Act & Rules)
-
 Fetch relevant information from various internal systems (e.g. Pennant, Miles, Finacle, CRM, Customer 360 etc.) required for customer transaction analysis
-
 Able to analyze transaction history in accordance with customer profile for products like Gold Loan, LAS, Flexi, SME,etc to identify anomalies
-
 Good domain knowledge of BFL product, processes and systems
-
 Identification and timely escalation of potential suspicious transactions for further investigation
-
 Writing detailed analysis of transactions investigated
-
 Keeping updated with recent changes with respect to RBI KYC Polices, PMLA Act, etc
-
 Assist with the preparation of departmental MIS and reports and other activities
-
 Providing inputs for improvising AML search effectiveness
Required Qualifications And Experience
-
 Graduate Degree, 3 - 5 years’ experience in lending business.
-
 Domain knowledge pertaining to products such as Gold Loan, LAS, Flexi, Professional / Business Loans
-
 Understanding of Onboarding process, financial transactions and other processes in lending lifecycle
-
 Sound knowledge of Internal Policies, Risk, Compliance and Regulatory requirements
-
 Good understanding of PMLA Act, RBI KYC Policies etc
-
 Ability to interpret Regulatory requirements
-
 Knowledge of KYC/ML/CDD/EDD/Sanctions/PEP Screening/Knowledge of SAR/STR process, desirable.
-
 Applicant should be well versed with MS Excel, working knowledge of SQL preferred
-
 Ability to work independently and accomplish task assigned
-
 Collaborative work style to engage with peers & colleagues in other functions across the company
-
 High motivational levels and a self-starter.
-
 Should possess the below skill sets: - Strong Analytical skills, Good written and verbal communication Good Interpersonal Skills, Influencing skills