AML Analyst (CDD/TM) - Open to fresh graduate

Role summary
You will support day-to-day
CDD/KYC onboarding and periodic reviews
across multiple client programmes and/or BFG group entities. This role is suited for someone early in their AML career who is strong in
documentation quality, risk-based thinking, and operational discipline
, and wants exposure to
higher-risk reviews
under guidance.
Website : https://www.bondfinancial.co
Key responsibilities
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Perform CDD for onboarding and periodic refresh reviews, ensuring completeness and accuracy of KYC profiles and supporting documents.
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Verify customer identity and corporate information; understand and document business nature, purpose of relationship, expected activity and risk indicators.
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Identify ownership/control structures and support UBO/controller checks; escalate complex structures for senior review.
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Conduct screening (sanctions/watchlists/PEP) and adverse media checks using approved tools; document outcomes and rationale clearly.
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Prepare clear case notes and maintain audit-ready evidence logs / working papers in line with programme standards and SLAs.
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Raise RFIs to stakeholders (ops/front-line/client contacts where applicable) and track to closure with clean audit trails.
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Support higher-risk cases by assisting with information gathering for EDD (e.g., basic SOW/SOF documentation collection), under senior guidance.
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Contribute to continuous improvement: templates, checklists, common issue logs, and QA fixes to reduce rework and improve turnaround time.
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Support audits and regulatory requests by retrieving case materials and explaining case documentation approach when needed.
Requirements
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Bachelor’s degree in Business, Finance, Law, Accounting, Economics, or related discipline (or relevant diploma + strong experience).
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1–2 years
experience in AML/KYC/CDD within banking, payments, fintech, trust/wealth services, or regulated environment.
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Familiar with KYC/CDD concepts (customer profiling, ownership/control, sanctions/adverse media screening, risk-based documentation).
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Strong attention to detail, organised case handling, and comfortable working to SLAs.
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Good written communication: able to write structured case notes and explain decisions clearly.
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Professionalism and confidentiality in handling sensitive customer data (PDPA-aware).
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CAMS/ICA is a plus, not required.
What success looks like
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Low rework rate after QA
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Fast and accurate case closure within SLA
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Clear documentation and evidence trails
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Good judgement on when to escalate